Top 10 Ways to Increase Your Credit Score

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If you're considering applying for a mortgage, a personal loan or a credit card in the near future, then you might be surprised to know that such a simple financial tool as a payday loan could potentially help increase your credit score.

Average credit score in the U.S.

The average credit score in America is 675. Unfortunately banks consider any score above 700 as being 'good' credit. If your score is a little on the low side, there are some very simple things you can do to improve it.

Let's look at the top 10 things you can do to increase your credit score quickly.

1. Accurate Starting Score

You should find out what your exact credit score is before you begin any changes to your financial situation. Once you have a clear picture of where you're starting from, you'll have an easier job of knowing what steps to take.

2. Seek Out Errors

Read your credit report carefully and take note of the previous credit applications listed there. Make a note of any entries containing errors or information that doesn't belong to you.

3. Fix Any Errors

If you have found any incorrect listings on your credit report then write to the major credit reporting bureaus at once. They are required to investigate your claim within 30 days and if the listing you're enquiring about can't be verified, it will be removed. ... click here to read the rest of the article titled "Top 10 Ways to Increase Your Credit Score"